Tag: achieving

  • Common misconceptions about achieving a perfect credit score

    Common misconceptions about achieving a perfect credit score

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    Randy had an 850 credit score. According to FICO, the most popular scoring model, that’s as good as it gets. Still, a line on his credit report said he could lower his utilization rate, so he promptly paid off the remainder of his car loan with one $6,000 payment, and then his score sank 30…

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